A young couple can settle into their home with a well selected mortgage from A1

First Time Buyer

We appreciate how important it is to get on the housing ladder, however with prices so high, we understand how difficult it is for First Time Buyers to make this step.

If you're buying a house for the first time you can be sure that we’ve helped many First Time Buyers with their first mortgage home finance.

Essentially, the bigger the deposit the better - the more choice there will be and the lower the interest rate and set up costs.

However, if you don’t have much of a deposit, there are sometimes ways of getting around this through vendor gifted deposits, guarantor mortgages, shared equity or shared ownership schemes to name but a few.

We can advise on the type of mortgage that will best meet your needs, whether fixed, tracker or discount, interest only or repayment and at the lowest overall cost as we are "whole of market" ie we search through all the mortgages from all the lenders on the market.

If you’re over 18 and in permanent employment we'll find the best possible mortgage available to you.

Get in touch now and let's see how we can help, call 01937 229 800 or if you have a question or want us to call you back send us an email.

Areas covered include: Wetherby, Tadcaster, Boston Spa, Collingham, Kirk Deighton, Leeds, Harrogate, York...

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