First Time Buyer
With house prices steadily rising we appreciate how important it is to get on the housing ladder as early as possible. However with prices already so high, we also understand how difficult it is for First Time Buyers to make this step.
If you're buying a house for the first time you can be sure that we’ve helped many First Time Buyers with their first mortgage home finance.
Essentially, the bigger the deposit the better - the more choice there will be and the lower the interest rate and set up costs.
However, if you don’t have a deposit, we work with a number of lenders who provide 100% mortgages. And if you need additional funds on top of the purchase price - perhaps to consolidate some existing debts, for home improvements or simply towards the cost of purchasing - there are a number of lenders we can choose from who will lend more than the purchase price, known as “100%+” mortgages.
We can advise on the type of mortgage that will best meet your needs, whether fixed, tracker or discount, interest only or repayment and at the lowest overall cost as we are "whole of market" ie we search through all the mortgages from all the lenders on the market.
If you’re over 18 and in permanent employment we'll find the best possible mortgage available to you. Get in touch now and let's see how we can help, call 01937 22 98 00 or if you have a question or want us to call you back send us an email.
Areas covered include: Wetherby, Tadcaster, Boston Spa, Collingham, Kirk Deighton, Leeds, Harrogate, York...
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