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Self Certification

Self certification mortgages are available for people who find it difficult to proove all of their income. For example people who are/have:

  • self employed
  • investment property portfolios
  • commission-based work
  • secondary employment

or other forms of non-provable income. There are a range of lenders who offer self certification mortgages where you are not required to prove your income.

Different lenders have different requirements for their "Self Cert Mortgages". Some lenders need larger deposits than others, and if you’re self-employed some require you to have an accountant and some don’t.

But whatever your situation and whatever your reasons for needing a self certification mortgage, we will guide you through the process and find you the one available with the lowest interest rate, lowest monthly repayments and set up costs.

Areas covered include: Wetherby, Tadcaster, Boston Spa, Collingham, Kirk Deighton, Leeds, Harrogate, York...

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