Self Certification
Self certification mortgages are avaiilable for people who find it difficult to proove all of their income. People who are self employed, with investment property portfolios, as well as people with commission based work and secondary employment or other forms of non-provable income. There are now a range of lenders who offer self certification mortgages where you are not required to prove your income.
Different lenders have different requirements for their "Self Cert Mortgages". Some lenders need larger deposits than others, and if you’re self-employed some require you to have an accountant and some don’t.
But whatever your situation and whatever your reasons for needing a self certification mortgage, we will guide you through the process and find you the one available with the lowest interest rate, lowest monthly repayments and set up costs.
There is even a lender who can offer a mortgage on a self certification basis if you’ve only been self employed for 1 week!
Areas covered include: Wetherby, Tadcaster, Boston Spa, Collingham, Kirk Deighton, Leeds, Harrogate, York...
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